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Smarter Savings
with Blockbuster Returns !

Upto 8.25% p.a.* interest for Resident Senior Citizens on Fixed Deposit

0494 2644 685

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ISO Certified Class 1
Super Grade Bank

5 well Established Branches

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79 Years of Service
Social Commitment

Core Banking Facility

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VSCB Smart book –
Mobile Application

Everything in your Finger Tips

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NEFT / RTGS Facility

Transfer your money across the country

PAY YOUR DUES VIA UPI

Class 1
Super Grade Bank

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About Us Image 1
About Us Image 2
About Us

We are committed to delivering innovative and customer-centric financial solutions. Our goal is to empower individuals and businesses through tailored loan, deposit, and service schemes, ensuring transparency and trust in every transaction.

With decades of banking expertise, we combine tradition with technology to offer secure, efficient, and accessible financial services that support your growth and peace of mind.

Secure & Safe Banking

We prioritize security through advanced encryption, authentication protocols, and fraud detection systems.

What We're Offering

More Than Banking
It's a Partnership

At VSC Bank, we're more than a financial institution — we're your trusted partner in every stage of life.

Other Services

Home Financing

Affordable mortgage options to help you purchase, build, or renovate your dream home.

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Safe deposit locker

Our deposit plans are designed to provide safety, liquidity, and competitive returns.

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Gold Loan

Get instant cash by pledging gold. Quick approval, low interest, secure storage, ...

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Marriage loan

Finance your dream wedding with ease. Get quick approval, flexible terms, and ...

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Gold Loan Interest Rate

Interest Rate - 3 Months

Easy Gold Loan @ 9% *

Interest Rate - 6 Months

Easy Gold Loan @ 9% *

Interest Rate - 9 Months

Easy Gold Loan @ 9% *

Interest Rate - 12 Months(Agricultural Loan)- for members sonly

Easy Gold Loan @ 9% *

Why Us

Grow With Us — The Bank That Believes in Your Potential.

We believe in your potential — offering trusted support, smart solutions, and personalized banking to help you grow and succeed.

Fast & Easy Account Opening

Get started in minutes, online or in-branch, with minimal hassle.

Wide Range of Services

From savings to investments, loans to insurance — all under one roof.

Proven Customer Satisfaction

High retention rates and glowing testimonials reflect the trust we’ve earned.

Transparent and Fair

Clear terms, no hidden fees — just honest banking you can count on.

Connect With Us

Bank Loan Programs

Secure Loans Trusted Bank Support

Housing Loan for Individuals (HLI)

Non Agricultural Medium Term Loan (NAMT)

Non Agricultural Short Term Loan (NAST)

Deposit loan

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"We never forget the contribution made by the customers (both members & depositors) for the entire progress of our concern. We believe in the principle of self help make effective by organization. This co-operative effort made us one of the top most co-operative banks in kerala with the status of Class I Special Grade. Our never ending journey of progress is continuing with the trust and blessings of the customers"

President

Mohammed Parayil

Secretary

Noushad N

Our Service Partners

Testimonials